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Academy Mortgage Corporation

DE Mortgage Underwriter

Academy Mortgage Corporation is currently seeking a Senior DE Underwriter to join our team! The Senior DE Underwriter reviews, evaluates, and recommends approval or denial of mortgage loans applications, in compliance with company policy, and all applicable federal and state regulations. Acts as a mentor, leader, and reference for all other underwriters. May be designated as an Underwriting Lead for a defined region. If designated as an Underwriting Lead, may review test cases and handle escalated problems as requested by the Regional Operations Manager. Evaluates acceptability of loan to investors and recommends approval or rejection of the loan application in order to maximize organizational profit and minimize risk. Performs a variety of more complex tasks. Assembles loan files. Other duties include 2nd level reviews as assigned by the Underwriting Manager.

Essential Job Functions & Responsibilities:

·Reviews and evaluates information on mortgage loan documents to determine if borrower, property, and loan conditions meet company and government standards. Evaluates acceptability of loan to investors. Recommends approval or rejection of loan applications. If recommending rejection, escalates loan for a second review. Communicates decisions to loan officers and processors.

·Assembles documents in loan file, including acceptance or denial, and moves loan to closing.

·Train and develop the skills and abilities of Underwriter I.

·Ensures that company, federal, and state requirements are met throughout the underwriting process.

·Maintains a professional, courteous, and friendly atmosphere for all customers.

·Completes all tasks accurately and with zero errors, within established company timeframes.

·Meets minimum production points.

·Performs other duties as assigned.

Education and Experience: High School diploma or equivalent required; Bachelor’s degree in a relevant field preferred. 3+ years as an underwriter. Conventional and FHA required. VA, USDA, and Bond/Housing Authority loans preferred. This includes maintaining an active DE designation for at least one year for a minimum of one year and at least 6 months of tenure with Academy. An active SAR designation for a minimum of one year and at least 6 months of tenure with Academy is preferred, but not required.

Interpersonal Skills: A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and is usually of a personal or sensitive nature. Work may involve motivating (changing behavior), influencing, or training others. External contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and sell ideas or services to others.

Other Skills: Basic word processing and computer skills are required.10‐Key experience preferred.

Physical Requirements: Requires effective communication with customers and/or other employees using common telecommunications equipment and computer equipment. Must be able to read, examine, and organize documents in English. May require the ability to sit, stand, and walk around for extended periods of time. May also require the ability to lift up to 25 pounds.

Work Environment: Position will often be in a busy office environment. The ability to multitask and focus in this environment is essential. Regular and predictable attendance is an essential function of this job.

Disclaimer: This Job Description is not a complete statement of all duties and responsibilities comprising this position.

Academy Mortgage Corporation is an EEO Employer, who participates in E-Verify. Reference checks are a prerequisite of employment. All offers are contingent on successful completion of a criminal background check and credit checks, as required by state regulation. All successful candidates must provide original documents that will establish their identity and eligibility to work in the United States as required by the Immigration Reform and Control Act.

We thank all individuals for their interest in Academy Mortgage however, only those selected for interviews will be contacted.

AA/EOE/M/F/D/V

Job Type: Full-time

Experience:

  • Encompass: 1 year (Preferred)
  • Conventional and FHA Loan: 3 years (Required)
  • Recent Mortgage Underwriting: 2 years (Required)
  • Recent Mortgage: 3 years (Required)

License:

  • Active DE Chums # (Required)

Work Location:

  • Fully Remote

Benefits:

  • Health insurance
  • Dental insurance
  • Vision insurance
  • Retirement plan
  • Paid time off
  • Work from home
  • Parental leave
  • Other

Schedule:

  • Monday to Friday
  • Other

Company's website:

  • https://academymortgage.com/careers/power-your-potential

Benefit Conditions:

  • Waiting period may apply
  • Only full-time employees eligible

Work Remotely:

  • Yes

Please mention that you come from RemoteJobs when applying for this job.

Posted 2 days ago

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